Consolidated Income Statement

For the year ended 31 December

in EUR millions	2007	2006

Interest and similar income	1,644	1,232
Interest expense and similar charges	1,406	992
Net interest income	238	240

Fee and commission income	65	58
Fee and commission expense	3	2
Net fee and commission income	62	56

Dividend income	84	35
Net trading income	(24)	83
Gains less losses from equity investments and associates	108	39
Share in profit of associates	1	16
Other operating income	6	13
	175	186

Operating income	475	482

Personnel expenses	135	125
Other operating expenses	59	63
Depreciation	17	11
Operating expenses	211	199

Impairment of financial assets	2	(15)
Total expenses	213	184

Operating profit	262	298

Result on disposal of subsidiaries	-	1

Profit before tax from continuing operations	262	299

Tax	20	66
Profit after tax from continuing operations	242	233

Result from discontinued operations	(141)	10
Net profit	101	243

Result attributable to minority interest	3	-

Net profit attributable to parent shareholders	98	243