key figures NIBC Bank
In EUR millions
2007
2006
2005
CONSOLIDATED BALANCE SHEET
Shareholders’ equity
1,522
1,716
1,728
Group capital base
2,255
2,204
2,405
Corporate loans
8,934
8,019
7,434
Residential mortgages (own book)
5,285
4,438
5,029
Balance sheet total
31,793
32,450
32,104
Consolidated income statement
Operating income ¹
475
482
456
Operating expenses ¹
211
199
178
Profit after tax from continuing operations
242
233
236
Net profit attributable to parent shareholders
98
243
158
Solvency information
Risk weighted assets (EUR billions)
15.4
14.7
13.6
Tier-ratio NIBC Bank
11.7%
12.3%
12.1%
Bis-ratio NIBC Bank
13.4%
13.3%
13.6%
Capital ratio (shareholders’ equity / total assets)
4.8%
5.3%
5.4%
Earnings ratios
Return on net asset value
16.6%
16.8%
16.7%
Efficiency ratio
44%
41%
39%
(Dividend) pay-out ratio
87%
88%
89%
Other information
Assets under management for 3rd parties (EUR billions)
3.3
3.6
2.7
Number of FTEs end of year ¹
703
693
601
Number of FTEs end of year ²
627
Excluding Harcourt and NIBC Wealth Management (2005).
Including Harcourt and NIBC Wealth Management (2005).
